Rental- Spacious and Well Kept 2 Bedroom, 2 Bathroom Condo in Manchester, MA

807 Summer St 3 Manchester, MA 01944

New listing video just posted:

http://video.circlepix.com/G2UW6C/619/2263

Description: This is a spacious and 2 BR unit on the Magnolia/Manchester line you will not want to pass on! The unit is very well kept, freshly painted, featuring stainless steel appliances and nice hardwood floors. Laundry in unit. The condo gets great light exposure, boasts 2 full baths with standing showers and 1 half bath. Exclusive patio for your enjoyment this summer! Take advantage of a large shared backyard, grill and bocce areas. Parking for 2 cars (first come, first serve). This is a fantastic location that is only a few steps from restaurants, supermarket, Commuter rail and the beach! Get to Boston in less than 40mn on the T and wake up to the smell of the ocean from the condo. Landlord lives next door and is looking for responsible tenant(s); NO smoking, pets negotiable. This is a commuter's dream come true! If you've been looking to start North Shore living, look no further! Schedule a showing today before it's gone!

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Home Information:

Beds: 2

Baths: 2.00

Sqft: 1100

Price: $2000

MLS #: 71694240

2 Bedroom Home in Wenham For Sale with Great Views of Pleasant Pond

20 Longfellow Rd Wenham, MA 01984

New listing video just posted:

http://video.circlepix.com/GFZRAH/619/2263

Description: Very seldom do you come across a home in this price range in Wenham. Like being on vacation year round with great views of Pleasant Pond. Beautiful perennial gardens surround this great home with a fireplace living room, screen porch over looking the pond, large newer windows allows plenty of light and one and a half baths. Pleasant pond is stocked with fish from the Mass Dept of Wildlife. Enjoy canoeing, fishing and swimming steps from your door.

See Full Description and Photos on This Property 

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Home Information:

Beds: 2

Baths: 1.00

Sqft: 1136

Price: $294900

MLS #: 71688089

Rental- 2 Bedroom Apartment Near Salem State University

3 Hersey 1 Salem, MA 01970

New listing just posted: http://tour.circlepix.com/home/XZP6VN

Description: Nice clean 2 bedroom near Salem state University available now. Prospective tenants to provide own credit report and references.

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Home Information:

Beds: 2

Baths: 1.00

Sqft: 1320

Price: $1400

MLS #: 71709029

Gorgeous 4 Bedroom Home in Topsfield with Custom Upgrades Throughout

6 Mansion Drive Topsfield, MA 01983

New listing video just posted:

http://video.circlepix.com/LQVSHH/619/2263

Description: Sophistication and Elegance are the hallmarks of this magnificently updated and expanded home set on just under an acre of picture perfect sweeping green lawn. With nothing but the highest quality materials utilized, you can be sure that not only will you get what you paid for....you will get way more! The custom upgrades include all new Low E argon-filled Pella windows, Carrier whole house air filter, central air and central humidification systems, radiant hydronic heat in the main bath floor and shower walls, and a gorgeous kitchen with custom Village Woodworking cabinets, stainless appliances, loads of granite counters, and a sunny dining area with access to the very spacious maintenance free deck. Entering into the new formal entryway and living room, your guests will be "wowed" by the 16' ceilings, beautifully detailed crown molding, gorgeous oak floors and stairway leading to a spacious 480 sf unfinished room awaiting your finish as a master suite or "great" room. Don't miss out!

See Full Description and Photos on this Listing

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Home Information:

Beds: 4

Baths: 2.00

Sqft: 3386

Price: $670000

MLS #: 71643275

BUYER POWER!

For the 11^th consecutive week Freddie Mac's Primary Mortgage Market Survey showed that the average interest rate for the 30-year fixed-rate mortgage (FRM) broke another record in the 37-year history of the survey. During the week ended January 15 the rate averaged 4.96 percent with 0.7 point, down from last week's average of 5.01 percent with 0.6 point.

This is the 11th week in a row that mortgage interest rates have dropped, due in part to a slowing economy, and also to the actions that the Federal Government has been taking. Some (healthy) local banks have been receiving funds from the Feds specifically for the purpose of supplying money for mortgages to local consumers.

We have had clients close on homes with mortgage rates even lower - 4.5%! This equates to a mortgage payment of only $1721.00 per month on a $350,000 home with just 3% down.

You could buy a $200,000 condo (or even single family) with 3% down ($6,000) and have a mortgage payment less than $1000! It's got to be cheaper than what you are currently paying for rent. Plus, unlike rent, your mortgage payment is mostly tax deductible, giving you a larger tax refund. Add on the $7500 first time homebuyer tax credit, and you would have to be crazy not to buy a home right now!

I know what you are thinking - "But you are a Realtor. Of course you want me to buy a home now. That's how you make your money and you have lots of Christmas bills to pay off!"

True, selling real estate is how a earn a living. But I earn clients for life by giving them what I believe to be good, accurate information that is going to help them in their decisions when buying or selling a home. I just recently purchased a home myself because of these ideal buying conditions. Though I had owned property before, most recently I had been renting - and waiting for the right time to buy.

This IS the right time.

Jim Armstrong